What does the plan cover?
The table below outlines the plan's standard cover, plus extra options you can add. There are four levels of cover to choose from starting from just £1 a week, per employee.
A great deal more
Whichever level of cover you choose, you can enhance the benefits by adding a DoctorLine™ package, a surgery option and everyday healthcare cover for your employees' children.
Employer services
When you purchase this plan for your staff you will also receive a range of valuable employer services, designed to support your business and give you overall peace of mind.
BusinessCare
Provides indispensable practical help and guidance for businesses in one easily understood business package, providing instant access, 24 hours a day, to expert interactive online information and telephone support on a range of legal issues concerning employment, health and safety, property, debts and much more.
HR Helpline
Designed to support those in your business involved in People Management, the HR Helpline provides 24 hours a day telephone access to free and confidential advice and support on workplace issues from a team of qualified counsellors, medical advisors and lawyers.
Company Health Report*
Derived from the employee online Personal Health Risk Assessment, the Company Health Report presents results aggregated for all your employees, along with participation rates. This service will allow you to gain a better understanding of your workforce's overall health and wellbeing, and will enable you to take preventative action by targeting those areas of the biggest concern.
| Benefits at a Glance | Payback Level | Level 1 | Level 2 | Level 3 | Level 4 |
| Weekly Corporate Premium Per Employee | £1.00 | £2.00 | £4.00 | £6.00 | |
| Weekly Voluntary Partner Premium | £1.40 | £2.80 | £5.60 | £8.40 | |
| Employee Benefits and Services | |||||
| Dental | 100% | Up to £55 | Up to £105 | Up to £180 | Up to £220 |
| Dental Trauma | 100% | Up to £110 | Up to £210 | Up to £360 | Up to £440 |
| Optical | 100% | Up to £55 | Up to £105 | Up to £180 | Up to £220 |
| Therapies - Physiotherapy, Acupuncture, Osteopathy, Chiropractic, Homeopathy | 100% | Up to £150 | Up to £250 | Up to £500 | Up to £650 |
| The amount shown represents a combined total for all the treatments. This amount can be used for any one, or combination of therapy treatments. |
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| Chiropody | 100% | Up to £25 | Up to £50 | Up to £75 | Up to £100 |
| Consultation | 100% | Up to £200 | Up to £400 | Up to £600 | Up to £700 |
| MRI, CT and PET Scanning Facilities | – | Included on all plan levels. Following referral from a consultant, policyholders call a scanning helpline to arrange an appointment. | |||
| 24 Hour Counselling & Advice Line (EAP)* Includes up to 6 sessions of: |
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| Face to Face Counselling** | – | |
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| and Cognitive Behavioural Therapy (CBT)** | – | |
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| Personal Health Risk Assessment** | – | |
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| Employer Services | |||||
| HR Helpline | – | |
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| BusinessCare | – | |
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| Company Health Report | – | |
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| Additional Cover | |||||
| Surgery Choices | From just £1.24 per employee, per week - provides quick access to 60 different non urgent surgical procedures for employees. Also provides employer benefit if employee requires or chooses NHS treatment. This cover is available to companies with 10 or more employees, premiums vary depending on the underwriting option chosen.*** For more details please refer to the Surgery Choices brochure. | ||||
| DoctorLine™ | Gives 24hr worldwide access to qualified practicing GPs as well as special deals at UK health and fitness clubs helping to keep your employees fit and well. You can provide your employees with the DoctorLine™ services for just 15p per employee, per week. | ||||
| For Kids | Providing Diagnostic consultations and therapy treatments for employees' dependent children, as well as cash benefits towards the cost of their dental and optical expenses. To include 'For Kids' on a selection basis add 15p per employee, per week. If covering all your employees add 7p per employee, per week. | ||||
* Available to the policyholder and any immediate resident family. Full details on how to access these services can be found within the Benefit Rules section of the Policy Document.
** Policyholder only. Accessed via the 24 Hour Counselling & Advice Line and offered at the discretion of the telephone counsellor (see Benefit Rules).
More information on each healthcare benefit, including details of limitations and exclusions, can be found in the Benefit Rules.
*** £1.24 per employee, per week for moratorium premium.
How much is employee absence costing your business?
Use our absence calculator to find out how much on average employee sickness could be costing your company. Developed using our expertise and data from the CIPD, it's easy for you to calculate...
Cash benefits
The plan covers, as standard, the cost of routine healthcare such as dental treatments, eye tests, therapy treatments, consultations - as well as MRI, CT and PET scans...
Get in touch
To get the Employee Healthcare Plan working for you and your employees, please get in touch.
