FAQs & Downloads

The B&CE employee healthcare plan is a comprehensive, flexible healthcare product relevant to construction employers, employees and their families. It provides cash benefits towards routine healthcare, access to diagnostic scanning and an employee assistance programme.

B&CE and Westfield Health will be jointly responsible for the administration of the scheme. The application process and ongoing day to day management is simple and straightforward.

• You complete an application form and direct debit instruction and forward it to B&CE.
• You'll also need to provide full details of each employee to be covered on the plan.
• We provide this information to Westfield Health who send out the policy documentation and welcome pack to employees that you provide with cover.
• On the 1st of the month, Westfield Health will issue a pro-forma invoice detailing the current membership and premiums due for the forthcoming month in advance. You simply check the invoice and inform Westfield Health about any changes. Your premiums are collected automatically on or around the 27th of the month.
• All queries are dealt with promptly by Westfield Health's expert staff.
• Claims are normally processed within five working days and paid by direct credit to the employee's bank account thereafter.

Please note: Provision of Employer Healthcare from B&CE is likely to be subject to HM Revenue & Customs (HMRC) Benefit in Kind rules.

The online Personal Health Risk Assessment can help safeguard the health and wellbeing of both your workforce and your business. Using a unique Q-Score™ system allows your employees to find out what the risks are to their health (including heart disease, diabetes and cancer) and understand the impact their current lifestyle has on their health. The system identifies steps that can be taken to improve employees health and track their progress along the way - as well as providing ongoing support from our online healthcoach service to help them meet their health objectives.

From just £1.24 per employee, per week Surgery Choices provides cover for 60 different surgical procedures* enabling quick access through the NHS for your staff to treat conditions such as:

• Cataracts
• Hernias
• Varicose veins
• Slipped discs
• Knee problems

DoctorLine™ provides your staff with access to a team of qualified practising GPs 24 hours a day, 7 days a week from anywhere in the world for just 15p per employee per week.

For Kids provides the same level of financial help with diagnostic consultations, therapy treatments, dental care and optical expenses that your employees enjoy. This can be provided for your employees on a selection basis for just an extra 15p per employee per week or alternatively you can cover you whole workforce at a discounted premium of 7p per employee per week.

* Surgery Choices, DoctorLine™ and For Kids cover cannot be purchased independently of a corporate paid plan. Surgery Choices cover is available for 10 employees or more and must be purchased for all employees or for a specified group of employees not selected on the basis of risk. DoctorLine™ is available for company groups with a minimum of 5 employees and must be purchased for all employees covered on the plan.

Yes, employees can choose to upgrade the level of cover you provide, cover their partner and dependent children at their own expense (different premiums apply).

Setting up Employee Healthcare from B&CE could not be easier. Simply complete the short application form and direct debit instruction and forward, together with a schedule of who you want to include in your plan, to your local B&CE representative. A sample schedule is provided in the application form. A dedicated account handler will be available to assist your HR and payroll staff.

Once the plan is established, Westfield Health will send a welcome pack and policy documentation to all members. Included in this pack will be the Schedule of Cover and claim form. Administrative support continues with their expert customer service team available during office hours to answer any queries you may have.

The plan is designed to complement PMI schemes enabling you to provide specialist health cover your entire workforce.